Americans and their families need the safety and security of health coverage now more than ever. Nevertheless, Republicans are moving forward right away with a risky effort to take away health security from more than 22 million Americans – and with no plan to replace it.
Removal of blocks on lifetime caps could once again bankrupt families.
Anyone with a preexisting condition will go back to being at the mercy of insurance companies.
People will lose life-saving FREE preventative care like free cancer screenings, tests, well visits and more.
The destruction of Medicare will increase seniors’ drug costs.
Instead of working together to fix what’s broken to make the Affordable Care Act work better for everyone, Republicans want to just tear the whole thing down.
The unintended consequences will harm families and could plunge our entire health care system into a crisis at a time when we can least afford it.
SPEAK UP TO PROTECT KEY PROVISIONS
OF THE AFFORDABLE CARE ACT
Health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can’t charge women more than men.
Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can't refuse to cover treatment for your pre-existing condition. How are you affected if this is repealed?
Yearly & Lifetime Caps
Before the Affordable Care Act, a broken individual market and insurance system meant that families faced lifetime limits, annual caps, and the threat of being denied coverage if they left their job to retire or start their own business. How could you be affected if this is repealed?
Reproductive & Preventative Care
Under the Affordable Care Act, you and your family may be eligible for some important preventive services — which can help you avoid illness and improve your health — at no additional cost to you.
For example, depending on your age, you may have access — at no cost — to preventive services such as:
- Blood pressure, diabetes, and cholesterol tests
- Many cancer screenings, including mammograms and colonoscopies
- Counseling on such topics as quitting smoking, losing weight, eating healthfully, treating depression, and reducing alcohol use
- Regular well-baby and well-child visits, from birth to age 21
- Routine vaccinations against diseases such as measles, polio, or meningitis
- Counseling, screening, and vaccines to ensure healthy pregnancies
- Flu and pneumonia shots - Visit Vaccines.gov to learn more
How are you affected if this is repealed?
Dependents on insurance to age 26
Before the health care law, insurance companies could remove enrolled children usually at age 19, sometimes older for full-time students. Now, most health plans that cover children must make coverage available to children up to age 26. By allowing children to stay on a parent's plan, the law makes it easier and more affordable for young adults to get health insurance coverage. How could you be affected if this is repealed?
TENNESSEE AND THE AFFORDABLE CARE ACT
1,413,000 individuals on private insurance have gained coverage for at least one free preventive health care service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months of 2013 alone, an additional 584,400 people with Medicare have received at least one preventive service at no out of pocket cost. [Source: The White House; 12/19/2013]
The up to 2,765,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up to 353,000 children – will no longer have to worry about being denied coverage or charged higher prices because of their health status or history. [Source: The White House; 12/19/2013]
Approximately 1,208,000 Tennesseans have gained expanded mental health and substance use disorder benefits and/or federal parity protections. [Source: The White House; 12/19/2013]
889,000 uninsured Tennesseans will have new health insurance options through Medicaid or private health plans in the Marketplace. [Source: The White House; 12/19/2013]
As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the past year insurance companies have sent rebates averaging $69 per family to approximately 131,800 consumers. [Source: The White House; 12/19/2013]
In the first ten months of 2013, 74,100 seniors and people with disabilities have saved on average $768 on prescription medications as the health care law closes Medicare’s so-called “donut hole.” [Source: The White House; 12/19/2013]
59,000 young adults have gained health insurance because they can now stay on their parents’ health plans until age 26. [Source: The White House; 12/19/2013]
Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on benefits, and starting in January, 2,042,000 Tennesseans will no longer have to worry about annual limits, either. [Source: The White House; 12/19/2013]
Health centers have received $108,059,000 to provide primary care, establish new sites, and renovate existing centers to expand access to quality health care. Tennessee has approximately 190 health center sites, which served about 384,000 individuals in 2012. [Source: The White House; 12/19/2013]